Payment & Point of Sale

Having efficient and
easy-to-use processing
is non-negotiable.

Whether in-store, mobile, or online, we help companies of all sizes find what works. From the food and beverage industry to services, retail, medical/dental, and more, we want you to be confident in your processing.

We work closely with business owners to find the right Point of Sale for their businesses. We find industry-specific software that focuses on needs so that you don’t get more than what you want or less than what you need.

Software We Use

Lavu restaurant POS

Card Present

The method of accepting credit or debit card transactions when the physical card is present at the point of sale, such as in a retail store or restaurant. Because the transaction occurs in-person and allows for real-time verification of funds and authentication through PINs or signatures, it generally carries lower fees and reduced risk of fraud compared to card-not-present transactions conducted online.

Card Not Present

Accepting credit or debit card transactions when the physical card is unavailable. In this scenario, merchants rely on customers to enter their card information manually, including card numbers, expiration dates, and security codes. Because the absence of the physical card increases vulnerability to fraud, this type of processing often involves additional security measures such as address verification systems (AVS) and Card Verification Value (CVV) checks.

eCommerce

Simplify your online transactions with seamless eCommerce payment collection solution. Accept a wide range of payment methods, including credit cards, digital wallets, and mobile payments, while providing your customers with a smooth checkout experience.

B2B

The world has shifted toward virtual solutions, including billing and payment collection. Processing checks and invoices—now seems more challenging than ever and electronic collections are an essential tool for businesses.

High Risk

Oak City Payments even works with what some processors qualify as “High Risk,” like CBD, furniture delivery, travel, and gun sales.These businesses often face challenges obtaining merchant services or financial partnerships due to their high-risk nature, making robust support crucial.

Point of Sale

Choosing the right point of sale (POS) system for your business is crucial, as it can significantly impact your efficiency, customer experience, and overall success. When selecting a POS solution, consider factors such as ease of use, integration with existing systems, and tailored features that meet the unique needs of your industry.